Terms of Service

By accessing or using ShareStructure.io (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Site.

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following any changes constitutes acceptance of those changes.

ShareStructure.io is an educational platform that teaches users how to analyze SEC filings, understand share structure mechanics, and identify dilution risks in publicly traded companies.

The Site offers free educational content, including written modules, case studies, and interactive tools. We may introduce additional features, tools, or premium services in the future.

The content on this Site is for educational and informational purposes only. It does not constitute financial advice, investment advice, trading advice, or a recommendation to buy or sell any security.

You acknowledge that you are solely responsible for your own investment decisions and that ShareStructure.io is not liable for any financial losses you may incur.

For a full disclaimer, please see our Disclaimer page.

To access certain features of the Site, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during registration.
• Maintain the security of your password and account.
• Notify us immediately of any unauthorized use of your account.

You are responsible for all activities that occur under your account. We reserve the right to suspend or terminate accounts that violate these Terms.

All content on ShareStructure.io — including text, graphics, logos, course modules, videos, and software — is the property of ShareStructure.io or its content creators and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from the Site without our prior written permission.

You may use the content for personal, non-commercial educational purposes only.

You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms.
• Attempt to gain unauthorized access to the Site, user accounts, or systems.
• Interfere with or disrupt the Site's operation or servers.
• Use automated tools (bots, scrapers, etc.) to access or extract content from the Site without permission.
• Impersonate any person or entity or misrepresent your affiliation.
• Upload or transmit viruses, malware, or any other harmful code.

Violation of these rules may result in account termination and legal action.

The Site may contain links to third-party websites or resources (such as SEC.gov, broker platforms, or financial news sites). These links are provided for convenience only.

We do not endorse, control, or assume responsibility for any third-party content or services. Your use of third-party sites is at your own risk and subject to their terms and policies.

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.

TO THE FULLEST EXTENT PERMITTED BY LAW, SHARESTRUCTURE.IO SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You agree to indemnify, defend, and hold harmless ShareStructure.io, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of:

• Your use of the Site.
• Your violation of these Terms.
• Your violation of any third-party rights, including intellectual property or privacy rights.

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

By creating an account or subscribing to our mailing list, you consent to receive emails from ShareStructure.io, including:

• Educational content and course materials
• Product updates and new features
• EFFECT Alert notifications (filing analysis updates)
• Occasional promotional messages
• Third-party offers or sponsored content that we believe may be relevant to you

We may send promotional emails on behalf of third-party partners. We do not share your email address directly with advertisers; any sponsored content is sent by us on their behalf.

You can unsubscribe from marketing and promotional emails at any time by clicking the “unsubscribe” link in any email or by contacting us at hello@sharestructure.io. Please note that even if you opt out of marketing emails, you may still receive transactional emails related to your account (such as password resets or critical service updates).

We reserve the right to suspend or terminate your access to the Site at any time, with or without cause, and with or without notice.

Upon termination, your right to use the Site will immediately cease. Sections of these Terms that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) will remain in effect.

These Terms are governed by and construed in accordance with the laws of the United States and the State of Florida, without regard to its conflict of law principles.

Any disputes arising out of or related to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and ShareStructure.io regarding your use of the Site.

Some features of this Site, including the Red Flag Scanner, use automated analysis and artificial intelligence tools to analyze SEC filings. These tools provide educational assessments and toxicity scores based on publicly available information.

The output of these automated tools is for educational and informational purposes only. Scores, ratings, and assessments should not be relied upon as the sole basis for any investment decision. You are responsible for independently verifying any information and conducting your own due diligence.

ShareStructure.io is owned and operated by Darrow Group LLC, a Florida limited liability company.

If you have any questions about these Terms, please contact us at hello@sharestructure.io.